Friday, July 31, 2009

The worst drivers in the world... well, at least in Norway


Stavanger’s Aftenbladet published an article today alleging that drivers in Rogaland are among the worst in Norway. And here, after I just berated the media for over-sensationalizing, comes a sliver of truth from the press. (You can read the article in English via Google Translate here. An imperfect translation, but you get the gist.)

Words like aggressive and impatient and uninformed were bandied about based on interviews with sociologists, insurance specialists and various other 'in the know' folk. And, frankly, I can’t say that I disagree.

Normal mild-mannered and gentle Norwegians become lotharios behind the wheel. They throw themselves in front of you at high speeds, fail to use their indicators (and mirrors, natch), and they cut you off with little to no notice.

I’m not judging my adopted countrymen too harshly as I have a wreck or two or nine in my checkered past. But after I paid out the gross domestic product of Swaziland* on insurance deductibles I had a ‘come to Jesus’ moment with myself and tried to sort out my bad driving.

I have had several scrapes in Norway, primarily to do with roundabouts. It would appear that no one ever taught my lovely Norwegian compadres how they work, so I am taking this chance to lay out the rules once and for all. (Hopefully this will absolve my need to shout at my fellow drivers when they break the rules of rundkjøringen from now on.)

1. You yield to the person on your left. It is not true that he who enters first, wins.

2. You do not wait in a roundabout. If there is not room for you to pass through the roundabout to your onward road, do not, for the love of cookies, enter the roundabout. If you do, you will just jam it up for everyone else.

3. Use your blinker to indicate where you will be exiting the roundabout. Whipping into the roundabout and careening off an exit with no notice is a recipe for a crash.

I know there are a lot more rules, but if we could just nail those first three, I’d be pretty chuffed. I know you can do better than this, Rogaland!
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*This is hyperbole. I do not know what the GDP of Swaziland is. Nor do I intend to look it up. Feel free to post if you stumble across the info though, and we can all learn something.

Thursday, July 30, 2009

The sky is falling... or so CNN would have us believe

It’s all kicking off in the media with doomsday reports that Shell, BP, ExxonMobil, and ConocoPhillips have all reported dramatic losses in their Q2 financials. Why does a blogging expat in Norway care about this? A few reasons – mainly because I love a good media frenzy. Also, Husband’s company is related to oil and gas services, so I like to pre-worry if Armageddon has arrived and the whole thing is going up in smoke. Another reason is that I am a professor in a business school, and they kind of like the faculty to at least pretend to understand these kinds of stories. Finally, I care because I live in an oil town and many of my expat friends are employed by the aforementioned companies, and I know that lower profits will translate in some way to expat contracts getting cut and me having one (or ten) less friends in town.

So I decided to do a little digging as that’s the kind of gal I am. Mind you, it was already established that I was rubbish at economics, but here’s my assessment of the situation.

Oil companies are reporting lower profits because the price of oil is declining.

Overly simplistic perhaps, but I did not see it mentioned in any of the articles I read. Famine, illiteracy, the impending resurrection, and Obama were all named culprits, but the simple fact that oil companies make money based on how much they can get for a barrel was painfully overlooked.

Have a look at the graph* below – it tracks Shell’s gross profit against the oil price**. (I use Shell as an example as I was too lazy to look at more than one company’s annual reports, but I suspect the trend is similar.)


See how the two trend together? So it should not be causing a media meltdown that Shell is down 70% in CCS (current cost of supplies) between Q2 09 and Q2 08. The media should actually be noting that these earnings are to be expected since we see the same trend in oil prices. But that’s not sexy enough. Frankly, if oil prices were trending down and Shell’s profits were trending up or staying the same, that would mean that an oil company is making money from something other than oil. Perhaps they invested in shares of Google back in the early days or have been quite judiciously investing their weekly allowance from dad.

The other issue is that 2008 was somewhat of an outlier in terms of profits, so we all got a little spoiled thinking the Golden Age would last forever. But Gatsby always dies at the end no matter how many times you read the book, and what we are seeing now is, for lack of a more astute phrase, a very sharp correction in the market.
Oil prices of $100 and more were not sustainable in the long run, and we saw those prices in part because 2008 saw a decline in the dollar, which is how oil commodities are priced. This decline in base currency meant OPEC had to raise oil prices in order to maintain existing profit margins. Throw in some unrest in major oil producing countries and increased demand from some larger national markets and you’ve got yourself an expensive barrel of black gold.

In fact, if you perform a trend analysis on gross profits in the same example used above, gross profit is still on a steady upswing.

I am not denying that we are in economic decline. However, I think this should be tempered with a little ‘big picture’ thinking and a recognition that these things are cyclical. So take a deep breath and resist the urge to run for the hills or sell out the portfolio. I don’t think we have to pawn the good china just yet. Perhaps someone should call CNN and let them know.
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*Apologies for the fuzzy graph. Frankly, I was pleased to get it from Excel into Blogger, so I'm not going to look a gift horse in the mouth.
**A few disclaimers about the graph. The numbers being thrown about in the media are CCS, but I used gross profit as this gives a little bit broader perspective. Second, the oil prices are annual averages adjusted for inflation, and Shell's gross profit is stated in millions. Third, Shell's gross profit for 2009 is simply GP for the first six months of 2009 multiplied by 2. This is most definitely not a FASB-approved accounting method, but, frankly, any other treatment required a lot of assumptions and even more math, and I have some West Wing to watch.

Sunday, July 26, 2009

Ceteris Paribus

I wasn’t a great student of economics despite taking six classes at university. Economics and I knocked heads on many occasions, and I remember virtually nothing from my studies. I remember there were a lot of graphs, and anything requiring spatial awareness has never been my strong suit (as evidenced by the many dents on my car from thinking I was six inches further away or closer than I actually was).

One concept I do remember clearly is that of ceteris paribus, which is way of explaining a situation with one variable change but all other factors remaining the same. I don’t remember how this applied to economics, but the concept struck me then and now as a way of explaining how individuals respond to change and differing circumstances.

As an expatriate, moving to a new country is a huge shift in social, financial, and cultural circumstances. But transiting between home and host countries, whether for a holiday or in the permanent sense of repatriation, causes a shift in the individual, ceteris paribus.

When I visit the US, it is in many ways the same US I left. The US is ceteris paribus. I, however, am the changing variable. Every sojourn in a different place fundamentally changes a person, sometimes for the better and sometimes not. Taking this example the other way, when I moved to Norway, Norway was the same as it had always been. Me entering did not change the fundamental being of the country. But me entering did change the fundamental being of me.

I now hold opinions and ideologies I would have scoffed at ten years ago. But even without looking at my innate sense of values, my reaction to things has changed. When I first moved here, I remember thinking everything looked strange in terms of placement and architecture and aesthetics. Many things caused me pause, such as the fact I had to buy my alcohol at an open monopoly (Vinmonopolet is not just a clever brand – it’s all in the name, man). I thought the roads seemed narrow and so did the politics. I felt egalitarianism was a concept best left to theory but should never find a place in practice. Now, however, all of those things are part of my daily life, and I can’t remember ever feeling that they couldn’t or shouldn’t be.

I was reflecting on this as I have a great friend coming to visit from the US in a few months, and I wondered what her first impressions of Norway would be. I was racking my brain for the things I found odd when I first arrived, and although I can remember a few, nothing overly vivid springs to mind. Not because Norway has changed, but because I have. Norway is ceteris paribus, but I am not. This is the reason that people become accustomed and adapted to change. The situations remain the same, but our reflections on and experiences of them do not.

This notion is actually what makes humans so complex but so amazing. No matter our circumstances and no matter how much or often those circumstances change, we find a way to integrate ourselves and make it work. Now when I return to the US for a visit and feel frustrated and foreign, or when I return home to Norway and can’t remember the things that at first made me tear my hair out, I try to remember that I am the variable in the situation, not the place. You know, ceteris paribus.

Wednesday, July 22, 2009

Second vs. Thirteenth (COLA... and not the Coke kind)

As any expat worth their salt knows, complaining about the high cost of living in Norway is a favorite topic. We relish commiserating about how ridiculously overpriced everything seems, and cries of ‘I could buy ten sofas for the cost of this beer!” ring out from expat homes across Stavanger. However, there is always the slight annoying issue of fact. So today I present you with the latest cost of living indicators so we can really see how bad off we poor expats are… or not.

According to Xpatulater.com, “The cost of living indexes are based on pricing the same basket of goods in local currency and comparing them in US Dollars using exchange rates with New York as the base (New York = 100).” Get your head round that, and come with me…

Oslo used to be the second most expensive city in the world in which to live. Not anymore, peeps! Oslo dropped in the rankings from 2nd in 2008 to 13th in 2009. Why? Because the kroner has weakened against the US dollar, and because cost of living adjustment (COLA) indices are measured with a USD base, so currency fluctuations force locations up and down the rankings accordingly.

COLA is based on an index of 13 different ‘baskets’ of goods. By choosing similar products in each country and grouping them into categories, an ‘apples to apples’ comparison is possible. So let’s see where Norway falls in those baskets.

1. Alcohol & Tobacco: 2 out of 276The good news here is you will probably be too cheap or too poor to be able to afford a heavy drink habit. But do prepare yourself for sticker shock when the nice bartender slides a Guinness across the bar and requests you pay him 70 nok (approx. $11). No, he is not demanding a sum for the entire keg. Alcohol is just crazy expensive here. It has primarily to do with the alcohol laws, but that rant is saved for another time.

2. Clothing costs: 104 out of 276Truth is you can get some decent togs here for a slightly inflated price, but you’re really not that bad off. What I find, though, is I am paying J. Crew prices for Wal-mart quality. Note this and stock up on clothes at home.

3. Communication costs: 19 out of 276
It costs a boatload more for internet and phone calls. However, beat the system by electing for a phone box like Telio and making good use of Skype.

4. Education costs: 109 out of 276
You can live with this. Part of the reason this rank is high is because most expatriates do not take advantage of free public schooling. Sure, you can send your kid to an international school, but prepare to ante up for the annual tuition. One of the international schools here costs more per year than the private university I went to in Texas.

5. Furniture & Appliance: 48 out of 276The furniture here is pricey, but you can get some beautiful pieces. In Stavanger, I recommend Slettvoll, Living, and Helgø Møbler in particular. You can get great mid-priced goods at stores like Skeidar and Bohus. And there’s always Ikea, which comes with the bonus of enjoying an ice cream after paying for your coffee table. Appliances are actually about the same as the US if you get a sale. Check out Lefdal, Elkjøp, and Expert for appliances.*

6. Grocery costs: 19 out of 276
Food is expensive here. The same caprese that cost about $5 in Italy to make is about $10 in ingredients here. Norway has strict import laws on food, with general preference going to local products. The good news is that you can find almost everything you need, but at a cost.

7. Healthcare costs: 86 out of 276
Because the rankings are based on averages of costs from both the public and private sector, I think this figure can be a little misleading. If you take advantage of the public health system, cost is much, much lower than the US. However, private care is also available for some specialties, and this causes the ranking to be a little higher.

8. Household costs (housing, water, electricity, etc): 91 out of 276
Rents are basically in line with many large American cities, but the cost to buy can be a little shocking. However, if you are willing to do some work yourself, you can purchase a gem and spend a little elbow grease on getting it up to snuff. This is the route Husband and I have taken, and it means we can have a home exactly how we want it without the (as) frightening price tag.

9. Miscellaneous costs: 3 out of 276
This includes items like linens and general goods and services such as domestic help, dry cleaning, office supplies, newspapers and magazines, and postage stamps. The cost of some of these items beggars belief. Dry cleaning, for example, is shocking. Don’t expect a 99 cent per shirt special in these parts. Buy some Dryel, lose the housecleaner (or suck up the cost and use the time saved elsewhere - it is what it is).

10. Personal Care costs: 159 out of 276
Your toothpaste and shampoo will not be as expensive here as you think. However, luxury brands are a pretty penny, so stock up on salon goods and expensive makeup at home or at duty-free.

11. Recreation and Culture: 32 out of 276
Husband and I went to the cinema last week and coughed up 95 nok (about $15) per ticket. It makes you a little choosier about the films you see. Wait for the DVD, my friend.

12. Restaurants, Meals Out and Hotel costs: 11 out of 276
One of the sources of my greatest discontent, a meal out is nothing to be taken lightly. Expect to pay fancy prices for Chili’s quality food. There are some great restaurants in Stavanger, but they are dear. This one is a mixed bag for me, as I come from a land where we eat out at least once per day usually. But the cost here means I spend more time socializing at home, which can be equally rewarding without the high price tag. Another one of those 'it is what it is' conundrums.

13. Transport costs: 5 out of 276
My car here in Stavanger cost more than my first flat in Houston. Not because one is exceptionally great or one was exceptionally rubbish. It’s down again to import restrictions. An interesting thing is that the car market here is not terribly varied in price, meaning that a good mid-level model sedan is not that much less than a higher spec car. If the car prices cause a nosebleed, there is always an excellent public transportation system of which you can take advantage.

So that’s the skinny on how COLA breaks down for Norway. I still plan to moan about the high cost of this and that, but at least now I can focus on the things that actually are more expensive, and I can have cause to remember there’s always somewhere where I could be worse off!
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* If you can't read Norsk, no worries! You can use Google Translate as a web page reader. Not perfect, but it definitely helps. Just enter the web address and off you go.

Friday, July 17, 2009

Stengt vs. Closed (it's all the same to me!)

Last week I returned home to Stavanger from my summer sojourn in the States (say that three times fast!). After spending some time in a place where I could visit Wal-Mart at 3am (not that I did, but I could have), my memory must’ve fogged over about Norway in… dum dum dum… July.

July in Norway is like a black hole. You know it exists, it can be scientifically proven, but no one actually knows what happens to things unfortunate enough to fly into it. Some guide books warn you with innocuous little phrases like “Some tourist attractions may have limited hours in the summer months.” Lies, I tell you. Let me give the real deal when it comes to July in Norway.

Everything. shuts. down.

Last week I popped into my office. I was met with the wind whistling through the hallways as there was not a single other person there. Where were they all? Not at work, that’s where. Hey, it’s July!

After a lonely morning at the office, I decided to pop by the fruit and veg market for some dinner provisions. I parked the car, hopped out, and was met with a cheerful handwritten sign informing me that the market is on ‘summer hours’ so closed at 1pm. It was 1.15*. Hey, it’s July!

Growing a little more frustrated, I went home and decided to catch up on personal errands. I called my doctor’s office to make an appointment. Good thing it wasn’t anything pressing as Doc is away until mid-August.** Hey, it’s July!

My iPhone met an untimely death several weeks ago (due in one part to my own techno-stupidity and two parts to the evilness that is Apple). I took it in for repairs in June. June. Did I mention it was June? Repairs couldn’t be made, so I had to order a new phone. I hadn’t heard anything about it, so I rang the shop. “No, not here yet. Maybe a few more weeks.” Hey, it’s July!

The moral of this is that July = stengt. In some ways it’s a great break as long as you plan accordingly and don’t actually need anything beyond the usual groceries and gas. Dive through that stack of books you’ve been meaning to read, attempt to watch all of The West Wing from the beginning (my project of choice this summer), and just kick back and enjoy any good weather that might blow this way.

Hey, it’s July!

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* What I actually did in the face of that cheery sign was to let out a little screech and kick the orange crate next to the door in frustration. Too bad I was wearing flip-flops. Karma is, indeed, a cheap tart.

** In the interest of not misrepresenting the Norwegian medical system or Doc’s office, I was offered an alternate appointment with another doctor.

Saturday, July 11, 2009

I can talk about my momma vs. You can't

You know how it’s okay for you to slag off your family, friends, partner, whatever, but woe to anyone who tries to do the same in your presence? I can talk about MY momma – but YOU can’t. Well, apparently I have unknowingly added Norway to this list of tetchy subjects, and I’m not certain how I feel about it.

One of the loveliest expats here in town had Husband and me over for dinner this week. Also on the guest list was Young Expat Couple who have been in Stavanger for less than a year. We exchanged the sort of pleasantries of people who don’t intend to embark on a relationship longer than the time dessert takes to be served. It was all going along swimmingly, until chat turned into the inevitable expat sport of talking about the bad things about living in Norway.

Talking about the bad is one of the top discussion topics for many expatriate gatherings. It’s also one of the reasons many cultural experts advise against integrating yourself too deeply in the expat community as negativity breeds negativity, and that can be a hard pill to swallow when you are already mired in your own tepid bath of culture shock.

Saying that, though, doesn’t mean I am above it. I like to wallow in my own critical perceptions of Norwegian customer service, driving ability, and taxes as much as the next utlendinger. However, I usually reserve this talk only for those I am closest to, as they know it is more me blowing off steam than passing judgment on the place I voluntarily choose to make my home.

So when the usual talk of salaries and inconvenience and lacking social interaction arose, I wasn’t surprised. But this time was different - I couldn't commiserate. The more they talked about the things that bothered them, the more argumentative I became about their inability to see the positive. The bottom line is that I don’t really care if they like Norway, and I am equally certain they don’t really care if I care. But I felt a rising anger in me. ‘Don’t talk about MY Norway!’

The worst part is I agreed with a lot of what they said. I think we have very different perspectives based on age and experience, but I could still hear myself in some of their complaints. But logic and understanding did not prevail on my part. I just felt annoyed. Annoyed they couldn’t or wouldn’t see the benefits to life here and instead focused on things that were, in my estimation, quite minor or quite easily sorted. I knew I had crossed the line when I eyed up the Him of Young Couple and said ‘I hope what I am about to say doesn’t offend you, but…’ * and proceeded to rant on about consumerism and quality of life and a whole bunch of other malarkey I can’t even remember.

I went to bed thinking about why it bothered me so much (both the topic of conversation and my reaction to it). I think it was that people pointing out the negative about living here challenges my own decision to choose to make this place my home and not somewhere else. Again, it’s one of the times I was an us and a them all at once. An us expat, but with some of the trappings of a them Norwegian. I will never really be Norwegian, a them, nor do I particularly want to be, but I hold a fondness for the place that has given me so much opportunity. I guess this means I fall somewhere in the middle, sympathetic to both groups but not completely loyal to either.

I also think much of it has to do with how long I have lived here and the fact I am here solely of my own choosing and not because of an expatriate work assignment. I am in my fourth year of residence with no imminent plans to live anywhere else. My life and friends and work and home are here. And to hear a relative newcomer berate MY Norway was to hear them berate MY life. I recognize this wasn’t anyone’s intention (and it gives the impression that I believe these strangers had nothing better to do than poke at my life choices – even I am not that self-absorbed). But to listen to the bad makes me want to shout louder for the good. Not because I am not aware the bad is there, but because I have to live focused on the good. Because this is MY Norway.

Whatever it was, I think I need to take a step back and remember that what’s right for me about living in Norway may be exactly what’s wrong for someone else. Otherwise I might not be invited to any more dinner parties!

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* Husband, who is sometimes too wise for his own good, pointed this out to me as soon as we were out the door. He knows it is one of my pet peeves when someone says that, as when someone says they don’t want to offend you, man, you can rest assured that they do. (Husband also told me I was getting surly when I drink. This was worrisome as I had only one cocktail in the four hours we were there. Imagine what I would be like on a bender if drink were the culprit for my bad manners.)

Sunday, July 5, 2009

Me & Him

Last week Husband and I celebrated our three-year wedding anniversary. And I'm smug about it. Not in a Bridget Jones 'smug marrieds' kind of way. But in a 'no one thought we'd last three months, let alone three years' way.

Husband and I met in August. We got engaged in October. And married the following July. All after having spent a sum total of about 5 weeks in each other's company. After we got engaged, we started the round of excited phone calls to friends and family. The range of responses we got was this:
  • "I hadn't realized you were dating anyone."
  • "And you said her name was.. what, again?"
  • "This is...sudden."
  • "Are you sure this is a good idea?"
  • "Have you lost your @!%&! mind???
None of the above was said with a trace of excitement or happiness, for the record. And I can understand. Both Husband and I had come out of long relationships in the months just before we met, and neither of us was really on the lookout for a spouse (quite the opposite, in fact). But met we did, and we both realized early on that we just didn't want to be apart one more day longer.
When you're in the first flush of new love, you overlook a lot of things... or you simply don't worry about them because you trust that Captain & Tenille were right that love would keep you together. Turns out Tina Turner had the wiser advice - sometimes love just ain't enough. And I say, hand on heart, fresh from a wedding anniversary, that Tina was spot on. Love isn't enough.
That's not to say I don't love Husband. I do. A lot. More than I have ever loved anyone else.. or more than I have loved the everyone else's all rolled into one. I won't gush, but suffice to say he is a warm and gentle genius with a wicked sense of humor who isn't afraid of hard work. And he's pretty cute, too. But love isn't what got us to the three year mark. It was a conscious decision on a daily basis to stay together, no matter what.

If I'm being honest. I share the surprise of the aforementioned friends and family that we made it this long. Frankly, I am surprised we made it past the first year. It was touch and go some days. A lot of this had to do with the fact that, although I was perfectly aware I would be moving to Norway when we got married, I didn't think about what that reality would look like when I said my vows.

For the first 12 months of our married lives, every argument would either begin or end with me hissing "And I am only in this PLACE because of YOU!" And poor Husband would just look at me helplessly because he knew it was the truth. But you know what? It wasn't.

When I married Husband, I wasn't just marrying another person, another family. I was marrying another life. And while perhaps I should or could have considered how this other life was going to fare with me on board, I made the conscious decision to pack my wordly goods, put them on a boat, and wing my way to Stavanger courtesy of KLM. I came to Norway because I made a decision to come to Norway. And I made that decision because I fell in love with someone who was already here. So I wasn't in this place because of Husband. I was in this place because of ME.

That realization was a bitter pill to swallow at first because it meant having to own up to being the captain of my own ship, master of my own destiny, blah blah blah. It meant I had to get off the couch and make a life for myself... and that is no mere weekend project! It also meant that I couldn't hurl that accusation around anymore, because it was only hurting the one person who was my partner in crime in my new life. I had to pull up my bootstraps and start living this other life.

So I made some new friends, both local and expat, I got a job that I liked, and I started leaving the house (the length of that sentence belies the amount of time all those things actually took me to do). I learned a smattering of Norsk, and I quit focusing on everything that was wrong and started reminding myself of what was right. And it worked. With a bad year one behind us, there was nowhere to go but up. And we have, year after year. I look forward to future anniversaries - not just as a celebration of our wedding day, but as an annual reminder of celebrating the choices we make in life.

I don't think I ever apologized to Husband for "I'm only in this PLACE because of YOU!" And I won't now either, because I will probably just say it again at some point, thus rendering the apology meaningless. But instead, I guess I should tell him this: "If I'm only in this place because of you, then thank you for giving me the opportunity to have a life better than anything I could have imagined."